Vehicle Finance

Get affordable vehicle finance and easy payment plans.
We are approved by all the major banks.

Use our vehicle finance calculator to calculate your monthly premiums.

Vehicle Finance Calculator

We want you to enjoy the independence and benefits of owning your first car without it becoming a financial burden. Use our Vehicle Finance Calculator below to find out how much you can afford every month to comfortably finance your vehicle.

Monthly payment
R 0 p/m estimate
Total interest
R 0
Total est. repayment
R 0 incl VAT
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R
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72 months
12 months
24 months
36 months
48 months
54 months
60 months
72 months
84 months
12,50 % Favourable credit
10,25 % Excellent credit
10,50 % Good credit
10,75 % Good credit
11,00 % Good credit
11,25 % Good credit
11,50 % Good credit
11,75 % Favourable credit
12,00 % Favourable credit
12,25 % Favourable credit
12,50 % Favourable credit
12,75 % Favourable credit
13,00 % Average credit
13,25 % Average credit
13,50 % Below Average credit
13,75 % Below Average credit
14,00 % Below Average credit
14,25 % Unfavourable credit
14,50 % Unfavourable credit
14,75 % Unfavourable credit
15,00 % Poor credit
15,25 % Poor credit
15,50 % Poor credit
15,75 % Poor credit
16,00 % Poor credit
Disclaimer

While we make every attempt to give you the best possible tools and information, Citton Cars (Pty) Ltd, its agents, employees and accredited financiers will accept no responsibility for any loss or miscalculations that may arise. All calculations made on this calculator are to be used as guidelines only. It is based on the information you have provided and does not take into account monthly expenses and other factors that need consideration when purchasing a vehicle. Amounts displayed here should not be relied upon solely in making your purchase.

Apply for Vehicle Finance

Why finance with Citton Cars?

Approved by all the major banks
WesBank, Absa, MFC (Motor Finance Corporation – a division of Nedbank), Standard Bank, ALPHERA Finance, Investec, and more.

Easy payment plans
We will structure your payment plans to suit your budget and make your dream car a reality.

Financing for graduates
We offer vehicle-financing packages for graduates and first-time buyers.

Vehicle finance approval in less than 45min
We will facilitate the application process for you to provide you with the choice to select the best bank for your vehicle-financing needs.

Refinancing
We also offer refinancing options.

How to finance your car with us?

You’ll need a few documents: Ownership documents, Registration papers, Copy of your ID, Copy of your South African driving licence, Proof of residence, Salary slips, Bank statement – no older than 3 months and Proof of insurance.

Apply with all the banks: You choose the option you prefer.

Finish Paperwork: The paperwork is completed, and your vehicle financing is arranged!

Apply Online: You can also apply for finance online. Complete our online finance-application form and a Citton Cars business manager will contact you to complete the paperwork.

Graduate Finance

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Refinance your Vehicle

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Apply for Finance

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Excellent4.8★★★★★ Based on 3917 reviews from review us onEric MafumadiEric Mafumadi ★★★★★ Wow. Brilliant. Great service. Thank you Andre and the team at Citton carsEric MufamadiEric Mufamadi ★★★★★ Great service.Drove very far and it was worth the trip.leaving in my new Np200.Thank you Andre and the teamM BlakeM Blake ★★★★★ Thank you Ockert for your amazing service at Gezina.. thank you Finance team for your helpChloe MullerChloe Muller ★★★★★ Wow.came in got my GTI evaluated,test drove mustang straight into finance and done.best experience ever.Andre and Desire are superstars.Custen MashalaneCusten Mashalane ★★★★★ I experienced Good quality help with Mr Andries Modiba, from 0-100% help regarding the help of getting a better car and good quality performanceAllyson IsaacsAllyson Isaacs ★★★★★ Service was amazing, always kept me updatedAzariel was very good and patient!Ofentse MabuseOfentse Mabuse ★★★★★ Thank you very much for my car, Gorden thank you for your amazing serviceMandla MbokaziMandla Mbokazi ★★★★★ The service was excellent and we were helped by Andries Modiba.I will send more client to Andries for his exceptional service.Much appreciate to Cotton CarsAdille GenisAdille Genis ★★★★★ Thank you very much to Gorden at Citton Cars, Gezina for excellent service. From viewing the vehicle to the pick up. He kept us updated the whole time. Thank youAndrew ZwelakheAndrew Zwelakhe ★★★★★ I’m so happy for my polo gti , thank you God for the blessings and thank you citton carsSanta FrankenSanta Franken ★★★★★ Excellent service from Wian!Thank you Citton Cars.Goitse BoeGoitse Boe ★★★★★ Great sale from Azariel from citton cars, he kept me in the loop with everything , made sure i understand everything , took me through the process nicely. Well done 👏🏼👏🏼Pieter JacobsPieter Jacobs ★★★★☆ Jason delivered consistently: as promised and on time. Desiree was very professional and added a personal touch to the financing process.Rozanne HerionRozanne Herion ★★★★★ Excellent, efficient, friendly, fast service. From start to finish Lebo and Danique at Gezina branch went out of their way to make the entire process as effortless as possible. My trade in was evaluated while I went to test my new car and they never hesitated to assist in any way. Always friendly.Marlie PretoriusMarlie Pretorius ★★★★★ Die beste diens wat ek nog ooit ontvang het! Baie dankie aan Ockert, wat werklik uit sy pad gegaan het om my te help en alles so maklik en aangenaam te maak. Jou moeite, vriendelikheid en uitstekende diens word opreg waardeer!Dankie, Citton Cars, vir julle puik diens! Julle het beslis ’n baie goeie indruk gelaat. 🥳🥳Thapelo KobediThapelo Kobedi ★★★★★ We bought a car from citton cars and we were assisted by Andries Modiba.We are excited and will definitely referjs_loader