Citton Finance, accelerated by WesBank offers vehicle finance for graduates.

No credit history? No problem.

Vehicle finance for graduates and first-time buyers. Citton Finance, accelerated by WesBank, offers vehicle finance for graduates and first-time buyers.

Graduates often struggle to get vehicle finance without a credit history record. With Citton Finance, no credit history is needed – you’re a recent graduate, after all.

So, let’s get you in the car you’ve worked so hard for.

The criteria to qualify are as follows:

  • You must be 30 years of age or younger.
  • You must hold a degree or higher diploma obtained in the last 3 years.
  • You must earn at least R7 500 per month and provide proof of your employment.
  • You must meet the affordability requirements to enter into a finance agreement.

offers Graduate Finance Packages to graduates who meet the qualifying criteria and affordability requirements

Please complete our qualifying criteria below:

Graduate Vehicle Finance
Do you have a valid driver’s license?
Are you 30 years of age or younger?
Do you hold a degree or higher diploma obtained in the last 3 years?
Do you earn at least R7 500 per month?
Can you provide proof of your employment?
Jeep Unlimited 3.6 Rubicon for Sale

R979 899

 

R20,061 p/m

5,000km
3605L
2023
View
Nissan 1.0 Visia Auto for Sale

R239 899

 

R4,911 p/m

7,000km
999L
2024
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Suzuki 1.2 GL Auto for Sale

R229 899

 

R4,707 p/m

8,000km
1197L
2023
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Toyota 2.0 S for Sale

R339 899

 

R6,958 p/m

8,000km
1998L
2022
View
Renault 1.0 Zen for Sale

R159 899

 

R3,273 p/m

11,000km
999L
2023
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Toyota 3.3D ZX for Sale

R1 934 999

 

R39,614 p/m

17,000km
3346L
2023
View
Isuzu 250D-Teq Double Cab LE for Sale

R369 899

 

R7,573 p/m

18,000km
2499L
2018
View
Mahindra 1.2 G80 K2+ #DARE for Sale

R169 899

 

R3,478 p/m

19,000km
1198L
2022
View
Opel Cargo 1.6TD Panel Van LWB for Sale

R379 899

 

R7,777 p/m

19,000km
1560L
2023
View
Suzuki 1.5 GLX AllGrip for Sale

R359 899

 

R7,368 p/m

22,000km
1462L
2022
View
Suzuki 1.5 GA for Sale

R274 899

 

R5,628 p/m

23,000km
1462L
2023
View
Renault 1.0 Dynamique for Sale

R129 899

 

R2,659 p/m

26,000km
999L
2019
View
Renault 1.0 Turbo Intens Auto for Sale

R259 899

 

R5,321 p/m

26,000km
999L
2022
View
Toyota 1.8 Xi for Sale

R374 899

 

R7,675 p/m

26,000km
1798L
2023
View
Ford 3.0 V6 Ecoboost Double Cab Raptor 4WD for Sale

R1 199 999

 

R24,567 p/m

28,000km
2993L
2023
View
Chery 1.5 Comfort for Sale

R314 899

 

R6,447 p/m

30,000km
1499L
2023
View
Volkswagen Hatch 1.6 Comfortline Auto for Sale

R259 899

 

R5,321 p/m

30,000km
1598L
2022
View
Ford 2.0 Sit Double Cab for Sale

R469 899

 

R9,620 p/m

31,000km
1996L
2023
View
Suzuki 1.2 GL for Sale

R184 899

 

R3,785 p/m

31,000km
1197L
2020
View
Suzuki 1.5 GL Auto for Sale

R239 899

 

R4,911 p/m

31,000km
1462L
2023
View
Ford 3.0 V6 Ecoboost Double Cab Raptor 4WD for Sale

R1 199 999

 

R24,567 p/m

32,000km
2993L
2023
View
Renault 66kW Turbo Expression for Sale

R169 899

 

R3,478 p/m

32,000km
898L
2021
View
Suzuki 1.2 GA for Sale

R179 899

 

R3,683 p/m

33,000km
1197L
2022
View
Toyota 1.0 for Sale

R159 899

 

R3,273 p/m

33,000km
988L
2019
View
Toyota 1.4 Xi for Sale

R219 899

 

R4,502 p/m

33,000km
1373L
2022
View
Ford Hatch 1.5 Ambiente for Sale

R179 899

 

R3,683 p/m

35,000km
1498L
2020
View
Kia 1.4 EX for Sale

R229 899

 

R4,707 p/m

35,000km
1368L
2022
View
Renault 1.0 Life for Sale

R159 899

 

R3,273 p/m

36,000km
999L
2023
View
Ford 1.5 Ambiente Auto for Sale

R269 899

 

R5,525 p/m

36,000km
1496L
2022
View
Suzuki 1.5 GLX AllGrip for Sale

R339 899

 

R6,958 p/m

36,000km
1462L
2020
View

Frequently Asked Questions

Proof of address no older than 3 months.
A copy of your ID.
A copy of your South African driving licence.

Submit a signed employment contract.

Submit a signed employment contract and a recent payslip.

Submit a recent payslip and 3 months’ bank statements.

No, a deposit is not compulsory but it’s a good idea to put one down if you can.

Our minimum payment term is 12 months.

Our maximum payment term is 96 months (provided that the car is new).

We’ll immediately tell you whether you’ve been approved for finance.

What’s the catch?

There is no catch.

When graduates apply for finance with Citton Finance, they aren’t assessed according to the same criteria as everyone else. This means that the finance package we offer is exclusively structured for you. We want you to enjoy the independence and benefits that come with a car, without it becoming a financial burden. As a responsible lender, we will only give credit for an amount that you can afford to pay back.

Why choose Citton Cars?

Citton Cars is a trusted, reputable second-hand car dealership based in Gezina and Menlyn, in Pretoria. We are the proud winner of the countrywide WesBank Independent Dealer of the Year Award from 2015 to 2019. With a proven track record of more than 30 years in the automotive industry, you can rest assured that Citton Cars is your best bet when buying your first car.

Buying through a reputable, WesBank-approved dealer such as Citton Cars offers peace of mind. Our dealership environment is professional and safe. Our friendly sales executives will guide and help you with all the paperwork. Citton Cars ensures that the cars on our floor are in excellent condition, not previously stolen, and don’t have any outstanding debt attached to them. All our cars undergo a vehicle-integrity check, which includes an 85-point DEKRA vehicle check, a 120-point Bosch quality inspection, and a Bosch diagnostics check.

We’ll provide you with a DEKRA roadworthy and safety certificate, as well as your licence and registration documents.

What are you waiting for?

Contact Us Today!

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